Full Service
Student Loan
Management Company
Full Service
Student Loan
Management Company

Full Service
Student Loan
Management Company

Who We Are

We’re a passionate group of experienced individuals who are dedicated to making sure every eligible borrower enrolls in the most advantageous student loan repayment or forgiveness program. We believe that it should be simple, quick, and affordable to reduce your student loan debt with reasonable monthly payments. You don’t have to face this overwhelming debt on your own. Everyone deserves an education. No one deserves to go broke from it.

Who We Are

We’re a passionate group of experienced individuals who are dedicated to making sure every eligible borrower enrolls in the most advantageous student loan repayment or forgiveness program. We believe that it should be simple, quick, and affordable to reduce your student loan debt with reasonable monthly payments.You don’t have to face this overwhelming debt on your own. Everyone deserves an education. No one deserves to go broke from it.

Student Loan Forgiveness

Student Loan Forgiveness

If you have Federal Student Loans you may qualify for any of the student loan forgiveness programs that are available to borrowers. You may be eligible for principal reduction, loan forgiveness, or a complete loan discharge depending on your individual circumstance.

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Income Based Payments

Income Based Payments

If you are suffering from a financial hardship, you may be eligible for an Income Based Payment. In this repayment program, you would have a payment based on your income and family size. The payment could be as low as $0.00 per month, with forgiveness at the end of 20-25 years.

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 Loan Consolidation

Loan Consolidation

Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that’s affordable to you. By consolidating you also may become eligible for loan forgiveness.

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Loan Forgiveness Options

Public Service Loan Forgiveness

Public Service Loan Forgiveness

If you’re a full-time teacher, social worker, nurse, nonprofit employee or any other qualified public service worker, you may be able to completely eliminate your student loan debt upon the completion of 120 successful payments. Congress designed this Public Service Loan Forgiveness Program to encourage and reward individuals working full-time public service jobs.

Teacher Loan Forgiveness

Teacher Loan Forgiveness

If you teach full-time for five complete and consecutive years in certain elementary/secondary schools or educational service agencies that serve low-income families, and you meet additional qualifications, you may be able to receive loan forgiveness for up to $17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.

Total & Permanent Disability

Total & Permanent Disability

Can you no longer work due to a mental or physical disability? If you are disabled and meet specific qualifications, you may be eligible to have all of your Federal Student Loans discharged under the Total and Permanent Disability discharge program.

Let’s Work Together!

We offer specialized services for HR Departments!

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We’re a BBB Accredited
Business registered with
the Better Business Bureau.

Student Debt USA has met the accreditation standards set by the BBB for a responsibly operated business. We are committed to resolving any customer complaints should they arise.

BBB White Logo Trans
We’re a BBB Accredited
Business registered with
the Better Business Bureau.

Student Debt USA has met the accreditation standards set by the BBB for a responsibly operated business. We are committed to resolving any customer complaints should they arise.

RATED 5 OUT OF 5 STARS 

By our customers

Scholarship

Student Debt USA seeks to encourage people of any socioeconomic background, who have a genuine interest in learning, to attend college. As such, Student Debt USA has endowed a one-year $1,000 annual scholarship.
All students are eligible to apply for our annual scholarship opportunity. Visit our official scholarship page to learn more and submit your entry. Best of luck!