boutique CONSULTING FIRM
SPECIALIZING IN PUBLIC
SERVICE LOAN FORGIVENESS

WHO WE ARE

Student Debt USA is a document preparation and tracking company dedicated to alleviating the burden of student debt for every qualified individual. We’re here to increase awareness of student loan forgiveness options and help borrowers make educated repayment decisions. We believe everyone who qualifies for student loan forgiveness should be able to reduce their monthly student loan debt simply, quickly, and affordably.

4.8/5

What is PSLF?

Public Service Loan Forgiveness (PSLF) is a federal program that allows loan forgiveness for qualified full-time (30+ hours/week) employees who work for a variety of employers (typically government or non-profit).

During this program, a borrower’s payments are typically adjusted to lower, more manageable levels (based on income and family size) and after 120 qualifying monthly payments, the outstanding loan balance (along with any accrued interest) is forgiven.

The downside is that enrolling into the PSLF and ensuring compliance with it can be cumbersome and time consuming. It is absolutely something that you can do yourself, but our clients have hired and paid us to take it off their plate because they know it gets done the right way.

Public Service Loan Forgiveness

If you’re a full-time teacher, social worker, nurse, nonprofit employee or any other qualified public service worker, you may be able to completely eliminate your student loan debt upon the completion of 120 successful payments. Congress designed this Public Service Loan Forgiveness Program to encourage and reward individuals working full-time public service jobs.

Teacher Loan Forgiveness

If you teach full-time for five complete and consecutive years in certain elementary/secondary schools or educational service agencies that serve low-income families, and you meet additional qualifications, you may be able to receive loan forgiveness for up to $17,500 on your Direct Subsidized and Unsubsidized Loans and your Subsidized and Unsubsidized Federal Stafford Loans.

Total & Permanent Disability

Can you no longer work due to a mental or physical disability? If you are disabled and meet specific qualifications, you may be eligible to have all of your Federal Student Loans discharged under the Total and Permanent Disability discharge program.

What We Do

Income-Base Repayment

Traditional Repayment

Consolidation

We will send everything over to the Department of Education and ensure you’re enrolled into the correct payment program as shown above. We’ll get your accounts setup and open the lines of communication between you, us, and your loan servicer, whether it be FedLoan, Navient, or another entity.

It’ll take some time (usually 3-6 months), but we’ll stay on your application and follow it through to enrollment. Once you’re in, we’ll make sure you stay in by checking every month to make sure your payments have been made. If they haven’t, we’ll reach out (usually via text) to see what’s going on. Every year we will recertify you to make sure that you’re still enrolled in the program and your payments are counting toward the ultimate forgiveness.

In short, we quarterback the process for you and give you the absolute best chance for success (and loan forgiveness!). Ultimately, we offer peace of mind and the elimination of the uncertainty that so often surrounds student loans and this PSLF specifically. Don’t take our word for it, check out the 100+ 5-star reviews on google from our clients. We hope to help you too!

We’re a BBB Accredited Business registered with the Better Business Bureau.​

Student Debt USA has met the accreditation standards set by the BBB for a responsibly operated business. We are committed to resolving any customer complaints should they arise.

Call us at 800-461-9203 for help with your student loans!

You’re a phone call away from reducing your monthly student loan payment.

RATED 5 OUT OF 5 STARS

By our customers

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